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**Example of 96.5% LTV (3.5% Cash Down) FHA Loan Program with $200,000.00 sales price. $196,377 loan amount (including upfront mortgage premium) – 30-year fixed rate loan with zero points based on 360 monthly payments at $1130.46 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 3.5% cash down payment of $7,000.00 required. Example assumes 640 credit score and includes $1,295 origination fee, 6.745% APR, and 5.625% interest rate as of 6/29/2022. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state.